Disability Insurance and You

Disability Insurance and You Many Americans are living paycheck to paycheck — a staggering 78 percent of us, according to a recent study by Career Builder. That creates a very delicate financial situation that could be thrown off kilter by an accident, unexpected illness, or a big family emergency. It’s not something anyone wants to […]

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What’s a Cash-out Refi and Why Do It?

If you’re a homeowner who’s experienced a significant increase in equity (thanks, crazy real estate market!) or has made some strides in paying off your mortgage, you might consider cash-out refinancing to help meet some of your other goals. A cash-out “refi” lets you refinance your mortgage for more than your existing mortgage, and then […]

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Where to stash your extra cash

Where to stash your extra cash It’s a dream scenario: You wake up one day, and a windfall enters your life. That tax refund lands,  an inheritance shows up at your doorstep … or maybe you’ve finally scored that promotion you’ve been working for — or have found a nice side hustle that will boost […]

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Financial Planning on a Tight Budget

Just because you are on a “tight budget” doesn’t mean that you cannot have a financial plan to reach your goals. Begin with looking at your own spending each day, week or month. Having a tight budget might be because you have high fixed expenses. Or, it might indicate overspending. When was the last time […]

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