Financial planning involves working with a planner over an extended period. The time frame is up to you. Our focus will be on your financial goals and how to achieve them. The Kick-off process includes two meetings to structure a baseline plan and create action items for the next meeting. During the first year, we meet on a quarterly basis to review action items and work through the various financial topics of your plan. After that, we meet two times per year to check-in, adjust goals, and update action items. You are encouraged to contact us between meetings with questions or as new things come up. Visit our Services page to learn more.
For a single plan, the initial fee starts at $1250 and the monthly fee at $135.
For a joint plan, the initial fee starts at $1875 and the monthly fee at $165.
Complexities such as small business, stock compensation, and rental property may increase the initial and monthly fee. We will review your situation and determine additional fees as appropriate.
We will send you a document checklist to gather and upload your information before even scheduling the kick-off meeting.
The range of engagements is six months to five years. On average, clients are 2.5 years into their engagement (as of November 2021).
The average age of clients is 43 (as of December 2022).
No. We believe in active planning. We meet quarterly during the first year and every six months in years following to review progress toward goals, discuss updates to your situation, and answer any questions on new things. We also use the time to prioritize action items and create a roadmap to help guide you.
Yes! The primary goal of ongoing planning is to adjust your plan when your situation changes. We encourage calls and emails between regularly scheduled quarterly meetings. We don’t want to miss anything!
Yes, services can be canceled with 30 days’ notice. The final fee will be prorated to reflect date of cancelation. Please see our current Form ADV Part 2 for more information on fees and canceling services.
Yes, the initial and monthly fee to resume services will be determined based on the amount of time that has passed and the complexity of your situation.
We have a topical two-hour planning session for these types of questions. Financial topics will be determined in advance, and we will ask for your documents be provided in advance of meeting. The fee is a flat $900.
No. Our financial plan service involves ongoing meetings and communication. We have found that ongoing recommendations, implementation, and monitoring (accountability!) best serves our clients.
We are a completely virtual firm. Our meetings will be via Zoom and our preferred form of communication is email. We prefer email over a phone call because want to spend time considering your situation to prepare a thoughtful response.
We use Dropbox for file sharing and RightCapital as our planning software. Dropbox is designed with a secure, distributed infrastructure with multiple layers of protection. They work behind the scenes to protect your data and provide control and visibility. RightCapital’s physical infrastructure is hosted and managed within Amazon’s secure data centers and utilize the Amazon Web Service (AWS) technology. Amazon continually manages risk and undergoes recurring assessments to ensure compliance with industry standards.
We create value for you by maintaining an ongoing relationship that encourages learning and adjusting based on goals and how they change.
