Financial Capability = Financial Independence

As you become successful in your career, buy a home, save, and invest, you’re building knowledge and capability. But are you gaining the ability to achieve your own goals? True financial capability is closely tied to financial independence; however, you define that. For many people, it relates to flexibility and making choices as an individual […]

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Is it possible to budget for healthcare? Budgeting is already a tough task for most of us.

Insurance is confusing, medical bills are a foreign language, and who has time for it? Have you actually read your healthcare plan and know your co-pays, prescription costs, deductible, or even premium per month? Let’s break down how you can find clarity on healthcare costs…and, heck, maybe even save some money. Summary of Benefits and […]

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First time homebuyers: Why a down payment of 20% is a good idea.

There are several programs out there that allow first time homebuyers to buy their home with as little as three to five percent down. It isn’t just cities like Boston or San Francisco where buying a home can seem out of reach. Home prices all across the country are climbing much faster than salary increases, […]

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