Insurance is confusing, medical bills are a foreign language, and who has time for it? Have you actually read your healthcare plan and know your co-pays, prescription costs, deductible, or even premium per month? Let’s break down how you can find clarity on healthcare costs…and, heck, maybe even save some money. Summary of Benefits and […]
Category: getting organized
Sparking joy … in your financial life
“Does it spark joy?” We’ve been hearing that a lot these days. I talked about the Marie Kondo phenomenon in a recent newsletter (sign up to receive them here!). Her philosophy about surrounding yourself only with things you love makes a lot of sense to me. My close friends and family know my closet is […]
Disability Insurance and You
Disability Insurance and You Many Americans are living paycheck to paycheck — a staggering 78 percent of us, according to a recent study by Career Builder. That creates a very delicate financial situation that could be thrown off kilter by an accident, unexpected illness, or a big family emergency. It’s not something anyone wants to […]
Credit card offers with 0% APR: What’s it really mean?
I bet you see 0% credit card offers frequently. They come in our mail, email, and sometimes when we buy a pair of $4.00 socks at a retail store. Do you find yourself contemplating whether or not to open one or take advantage of it on a card you already have? I know I do, […]
Get Back on Financial Track
Five financial fixes you can do today. Financial planning is about creating a roadmap customized for you. While there may be specific reasons why you should borrow versus pay cash or lease instead of buy, these five fixes apply to everyone. Organize your financial documents. Create a binder or file your documents for easy access. […]
All About That Credit: Your Credit Report
All About That Credit is a 4-part series about establishing, improving and maintaining good credit. Credit is a complex topic, and while I hope this series will be informative, I welcome questions specific to your particular situation. Part 3: Your Credit Report Scenario: You decide you are going to purchase a car. You have had your eye […]
All About that Credit: Respecting your Credit Card
All About That Credit is a 4-part series about establishing, improving and maintaining good credit. Credit is a complex topic, and while I hope this series will be informative, I welcome questions specific to your particular situation. Part 1: Respecting your Credit Card I’ll be honest – I love my credit card, and here’s why: It generates […]
Why Financial Planning is for Everyone.
Being wealthy is not a criteria. All too often I talk with young professionals who tell me they would love to do some financial planning once they payoff their debt or have some savings built up. Despite the common misconception, being debt free or wealthy is not a prerequisite for Financial Planning. Financial Planning is […]
Preparing for a Financial Emergency
Are you prepared? As I go about my day, I generally don’t ask myself what could go wrong. Will I fall off the sidewalk and break my hip? Will my house be broken into? Will I lose my job? Instead, I wake up, drink coffee (a must!), and then get my day started. It’s not […]
Small Business Owners: Let’s Get Organized!
Starting, or already have, your own business? My guess is you’ve invested a ton of time getting your business up and running by selecting a business structure, obtaining an EIN, and filing the required state forms. In the midst of all of this, you are also busy creating your product or service, marketing it, and […]
