As you become successful in your career, buy a home, save, and invest, you’re building knowledge and capability. But are you gaining the ability to achieve your own goals? True financial capability is closely tied to financial independence; however, you define that. For many people, it relates to flexibility and making choices as an individual […]
Read More… from Financial Capability = Financial Independence
Employee stock options have increasingly become a piece of total compensation over the last few years, particularly for people employed in high-growth industries such as technology-related sectors. But what happens if a slowing growth picture results in your firm downsizing? With all the other things to worry about when your primary source of income goes […]
Read More… from What Happens to Your Stock Options During a Job Transition
As a professional in your 30s and 40s, getting laid off from a job upends almost every aspect of your life. Besides the financial impact, there may be emotional, psychological, and even physical implications. In addition, you may have just bought your first home, started a family, or were able to maximize your annual 401k […]
Read More… from Managing Through an Unexpected Job Transition
Working at a startup is rewarding for many reasons – building something from scratch, collaborating with colleagues to turn an idea into reality, and potentially changing an industry or a market for the better. If you own company stock, the initial public offering (IPO) is the chance to monetize all your hard work. But understanding […]
I’ve spent the start of 2021 taking a close look at how equity compensation works, and how it can work better, for those who have the option. The rules, benefits and tax implications around the many types of equity compensation can be complicated, and it pays to understand how your own personal financial situation and […]
Read More… from What to Watch for If You’ve Got Non-Qualified Stock Options
I am taking a closer look at how Incentive Stock Options (ISOs) work as part of my ongoing equity compensation series. The types of equity compensation we typically see are ISOs, Restricted Stock Units (RSUs) and Non-Qualified Stock Options (NQOs). In January, I gave an overview of these three equity compensation methods, and in my […]
Read More… from Incentive Stock Options: How do these fit into my financial plan?
Equity compensation is becoming more and more prevalent in today’s business marketplace, and in my most recent blog post, I gave an overview of some of its common forms including RSUs, ISOs and NQOs. In today’s post we’ll talk in more detail about Restricted Stock Units. RSUs give employees interest in company stock but have […]
Read More… from So you were granted Restricted Stock Units, now what?
As we settle into 2021, many of my clients are dealing with the changing landscape of the working world (and the world in general) and re-evaluating how they are spending their time, money and mental energy. I can relate! I don’t think it’s an exaggeration to say that last year dealt a lot of challenges […]
It’s hard to know what to expect from the rest of 2020 even as many salons, restaurants and other “non-essential” businesses start to reopen across the country. One thing is for sure, a takeaway from this crisis is how important it is to be flexible and ready to adjust to what life throws at us, […]
Read More… from A time to pivot–and examine your best options
