As a professional in your 30s and 40s, getting laid off from a job upends almost every aspect of your life. Besides the financial impact, there may be emotional, psychological, and even physical implications. In addition, you may have just bought your first home, started a family, or were able to maximize your annual 401k […]
Read More… from Managing Through an Unexpected Job Transition
Saving money for your future doesn’t mean you have to sacrifice the present and stop doing the things you love, like traveling! When saving into taxable investments and retirement accounts, we are often thinking about our future. Having money for retirement, when we probably will not have a steady or strong inflow of cash, is […]
Read More… from Doing What You Enjoy While Managing Cash Flow and Investing
It’s not about how much money you have to pass on to your kids – it’s about education and conversation from a young age. We know that parents in their 30s and 40s lead busy lives. Just as it’s important to have money conversations with each other, teaching your children about money can help them […]
When it comes to finding balance in your spending, standard advice says that you need to make a budget. How successful is that? One survey found that 74% of consumers say they have a budget, yet 79% fail to follow it. So, how can we flip the script on this story? We break down how […]
As a planner working with people in their 30’s and 40’s, I spend a lot of time planning for investments, taxes, and risk management, but today I’m emphasizing the importance of cash flow planning. Cash flow planning is about knowing your income sources and sticking to a spending plan so that you’re able to save! […]
Read More… from I’m a big fan of cash flow planning. Here’s why.
Getting to that point in your career where you’re finally making real money is a reason for celebration. Whether from getting the job you went to school all those years for, working your way up to more responsibility, or getting a significant annual bonus, having more income is a great feeling. Besides more income for […]
Read More… from Financial Planning for the Early Stage of Your Career
My definition of family financial planning is meeting your family’s everyday expenses, handling unexpected bills, saving for the future, and having fun! It can put you in control of your money and helps you avoid stress and feel more secure. I will say, though, it’s not always easy. But there is help! Financial planners like […]
Read More… from Managing Family Finances in your 30s and 40s
It’s 2022 and you’ve just accepted a new job offer (yay!). Along with your base salary, you’ve also been offered equity in the new company in the form of Restricted Stock Units or RSUs. You’re excited to start and sort through all the benefits, but you really don’t know the first thing about RSUs. Equity […]
It’s no secret that the past two years have been an interesting time to be investing in the market. It’s also no secret that the past 12 years have been Among the best years for investors to be consistently in the markets. The S&P 500 hit a bottom on March 9, 2009, at the depth […]
Read More… from Market Volatility is Rearing its Head. What to Do? Stay the Course.
Note: We are not paid or compensated in any way to promote services or products. Our blogs are intended to be helpful for for readers to make the best decisions for them. Here at Willow Planning Group, we love small businesses because we are also one! Did you know that according to the U.S. Small […]
Read More… from Financial Planning Tips for Small Business Owners
