Blog

What’s a Cash-out Refi and Why Do It?

If you’re a homeowner who’s experienced a significant increase in equity (thanks, crazy real estate market!) or has made some strides in paying off your mortgage, you might consider cash-out refinancing to help meet some of your other goals. A cash-out “refi” lets you refinance your mortgage for more than your existing mortgage, and then […]

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Where to stash your extra cash

Where to stash your extra cash It’s a dream scenario: You wake up one day, and a windfall enters your life. That tax refund lands,  an inheritance shows up at your doorstep … or maybe you’ve finally scored that promotion you’ve been working for — or have found a nice side hustle that will boost […]

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Financial Planning on a Tight Budget

Just because you are on a “tight budget” doesn’t mean that you cannot have a financial plan to reach your goals. Begin with looking at your own spending each day, week or month. Having a tight budget might be because you have high fixed expenses. Or, it might indicate overspending. When was the last time […]

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Is your cash flow flowing?

Seventy-eight percent of full time workers say they live paycheck-to-paycheck. One of the biggest concerns I hear expressed by my clients is the fear of running out of money between paychecks. No matter your income level, this cash flow squeeze is also often the cause of rising credit card debt or falling behind on utility […]

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Your Finances in Divorce

If you are contemplating divorce, it is important to understand the process. Separating is stressful, but this can be minimized if you know what’s coming. There are professionals who can help guide you, ease the process, and protect your interests. The most important thing to know is that you are not alone. In my work […]

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